Truist Bank Promotions: $400 Personal & Business Checking Bonuses (2024)

Find the latestTruist Bank promotions, bonuses, and offershere.

Right now, you can earn a $400 bonus when you open an eligible account and meet the requirements.

Update 6/7/24: Truist is currently offering a generous $400 personal checking bonus and $400 business checking bonus.

Truist Bank Promotions Review

BB&T and SunTrust formed Truist and combined resources to provide a better financial experience to help people and businesses. They offer a wide range of services including retail, small business and commercial banking; asset management and more! Member FDIC.

I’ll go over Truist Bank offers below.

Truist Bank $400 Checking Bonus

• Learn More
• What you’ll get: $400 bonus
• Availability: AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV(Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry:Soft Pull
• Monthly Fees: $0-$12; waivable
• How to earn it:
  • Open a new Truist One Checking accountonline from February 28, 2024 through June 26, 2024 using promo code TRUIST400AFL24
  • You must open the account online and enter the promo code to be eligible to participate in the promotion.
  • Receive at least one qualifying Direct Deposit of $500 or more AND complete at least 15 qualifying debit card purchases within 90 days of account opening. All debit purchases must be posted to your account to qualify.
  • The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.

Fine Print

• Offer Information: Open a new Truist One Checking account online from 2/28/24 through 6/26/24, complete the following activities within 90 days of the account opening and earn $400. You must open the account online and enter the promo code to be eligible to participate in the promotion.
  • Receive at least one qualifying Direct Deposit* of $500 or more AND
  • Complete at least 15 qualifying debit card purchases** within 90 days of account opening. All debit purchases must be posted to your account to qualify.
• Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code TRUIST400AFL24. Please refer to the Account Opening and Enrollment section below for full instructions.
• *The definition of a qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.
• **Qualifying Debit Card purchases include purchase transactions, including PIN Point of Sale (POS), recurring transactions, transactions made via tap or through a digital wallet, and signature-based purchases. These transactions must be posted within 90 days of the new checking account opening. ATM withdrawals at a branch using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included.
• Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 2/28/23 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
• Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.
• Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being deposited, or (3) the new checking account has a $0.00 or negative available balance at the time of qualification validation.
• Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from Truist. All promotional payouts will be processed no later than 2/28/25 at which point this promotion (and any related disbursem*nts) will be considered final, and no further disbursem*nts will be made.

Truist Bank $400 Business Checking Bonus

• What you’ll get: $400 bonus
• Availability: AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV(Bank Locator)
• Direct deposit requirement: No
• Credit Inquiry:Soft Pull
• Monthly fees: None
• Early Termination Fee: 180 days, bonus forfeit
• How to earn it:
  • Open a new Simple Business Checking or Dynamic Business Checking account.
  • Use promo code SB24Q2CHECKING online or in a branch between April 2, 2024 and June 27, 2024.
  • Make qualifying deposits of $1,500 or more. Just complete this step within 30 days of opening your account.
  • Earn $400.

(Expires 06/26/2024)

Editor’s Note: Here’s an alternative link to the offer.

Fine Print

• You must be a new Truist business checking client.
• To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 7/7/2023), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN).
• The business account holder must be 18 years or older at time of account opening.
• The account holder cannot be a non-resident alien.
• The business account holder must have a valid U.S. TIN.
• The business’s physical address must be located in one of the following states: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
• The qualifying account must be opened in a Truist branch in one of the above-listed states or online.

How to Avoid Monthly Fees

• Truist Dimension Checking: $20 monthly fee waived with one of the following:
  • Monthly direct deposits over $3,000 or $10,000 average ledger balance
  • Have a personal Truist credit card, mortgage, or consumer loan
  • Have a linked Small Business checking account
• Truist Bright Checking: $12.00 monthly fee waived with one of the following:
  • Monthly direct deposits10 over $500
  • $1,500 average ledger balance
• Truist Fundamental Checking: $5.00 monthly ($3.00 in New Jersey), cannot be waived.
• Truist Student Checking:No monthly fees
• Money Account (Prepaid Debit): $5.00 monthly, can be waived when you have a monthly load of at least $500.
• Truist Online Savings: No monthly fee
• Truist Money Market Account: $12 monthly fee waived by maintaining a minimum daily ledger balance7 of $1,000 or more
• Simple Business Checking: No monthly fee
• Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
• Community Business Checking: No monthly fee
• Truist Simple Business Savings: $5 monthly fee waived with one of the following:
  • $250 minimum daily balance
  • $500 average monthly balance,
  • One recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.
• Business Money Market: $10 monthly fee waived when you maintain a $5,000 minimum daily balance

Author’s Verdict

To summarize, Truist Bank has some of the best promotions, bonuses, and offers.

For more current offers, check out ourbank bonuses page. Compare Truist Bank rates for CDs and Savings with our best rates for SavingsandCD accounts.

Be sure to check more popular bank promotions includeChase Bank,Bank of America,Citi,Discover Bank,CIT Bank,TD Bank,Huntington Bank,HSBC Bank,Wells Fargoand many more.